Permanent Shares
Your Stake In The Cooperative
01
- Start from just E100 up to E4,500.
- Builds your ownership in Saphumula.
Join, invest, and earn as a co-owner!
Ordinary Savings
Simple. Reliable. Rewarding.
02
- Save from E100 monthly.
- Boosts your loan eligibility.
Consistent saving never felt this good.
Maxi Plus
Your 5-Year Growth Plan
03
- Save from E100 monthly.
- Acts as collateral for Development Loans.
Plan ahead for big goals and get rewarded.
Etsala Fund
Your Retirement Safety Net
04
- Save E100 monthly.
- Locked for 5 years or until retirement.
Your future is worth investing in.
Health Care Fund
Caring For You And Your Loved Ones
05
- Save E50 monthly.
- Access funds once a year for medication.
- Open for you and your beneficiaries.
Health savings with heart.
Education Fund
Secure Your Children's Future
06
- Save from E200 monthly.
- Doubles as collateral for Education Loans.
Because dreams deserve funding.
Asijabule Fund
Celebrate Life's Beautiful Moments
07
- Save E100 monthly or per event.
- Withdraw once a year for holidays, festivals, birthdays, and other special moments.
Your joy fund because you deserve it.
Imbewu Fund
Plant Today. Harvest Tomorrow.
08
- Save E150 monthly.
- Withdrawable after 36 months and ideal for weddings, graduations, or investments.
For dreams that take time to grow.
Inyango
Your High-Yield Legacy Fund
09
- Contribute E10,000 once.
- Locked for 36 months.
Big savings, bigger returns.
